Vehicle Loans
Let’s get you financed! Every BFCU vehicle loan features:
- New or used* – same low rates
- Fixed or variable rates
- Budget-friendly terms
Have a higher rate loan somewhere else? Bring it to Bulldog and refinance. You’ll lock in a great rate and boost your bargaining power. Use our loan calculators to explore the numbers and see just how much you can save.
- Apply online for a vehicle loan
- Stop by any convenient branch
- Visit one of our partner dealers
Click above to submit your insurance policy
*Same rates up to 10 model years and 100,000 miles. Over 10 years, add 2%; over 100,000 miles, add 2% (max. 115,000 miles).
Call and speak to a Loan Officer for more information.
301.797.6318 opt 5
Mechanical Repair Coverage
Essential, affordable protection against unexpected repair costs
A breakdown can be stressful enough without the added worry of expensive repairs.
Mechanical Repair Coverage (MRC) can help limit the cost of covered repairs – and protect your finances.
Choose your plan and choose your deductible. Purchase only what you need and cancel at any time. Coverage begins on day 1 (no waiting period) with no limit on the number of claims and no aggregate claim limit. Plus, you get up to a $35 per day rental reimbursement and a $100 sign-and-drive roadside benefit per occurrence. MRC covers all vehicles (except Exotics) 15 years old and newer and under 150,000 odometer miles. Download the brochure (below) for more terms and conditions,or visit any branch to learn more.
Drive with confidence, and protect yourself from unexpected costly repairs. Contact our Loan Department at 301-797-6318 option 5.
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.
Call and speak to a Loan Officer for more information.
301.797.6318 opt 5
GAP Insurance
Any purchased vehicle depreciates the second it’s driven off the dealer’s lot. When a vehicle is totaled in an accident, or stolen and not recovered, you could owe more than the vehicle is worth. GAP Insurance is designed to reduce or eliminate the difference between the primary insurance settlement and the loan balance.
Call and speak to a Loan Officer for more information.
301.797.6318 opt 5
Partner Dealers
Ask for a fixed low-rate Bulldog loan at these participating area dealerships and enjoy on-the-spot financing. Fill out your loan application, get approved right at the dealership, and drive off with your new car faster! Just mention that you are a member of Bulldog FCU and would like to finance with us.
Fast Lane Car Sales
1901 Dual Highway, Hagerstown, MD 21740
(240)513-6272
Fitzgerald Auto Mall
114 Baughmans Lane, Frederick, MD 21702
(301)696-9200
Fitzgerald of Chambersburg
1436 Lincoln Way East, Chambersburg, PA 17201
(717)264-3359
Fitzgerald of Hagerstown
101 South Edgewood Drive, Hagerstown, MD 21740
(301)733-5000
Hagerstown Ford
1714 Massey Blvd., Hagerstown, MD 21740
(301)733-3673
Hagerstown Honda
10307 Auto Place, Hagerstown, MD 21740
(301)739-7283
Hagerstown Kia
10307 Auto Place, Hagerstown, MD 21740
(301)799-8676
Hi Lo Auto Sales
1427 West Patrick Street, Frederick, MD 21702
(301)439-6910
Krietz Auto Sales
400 North East Street, Frederick, MD 21701
(301)694-4642
Sheehy GMC of Hagerstown
10312 Auto Place Hagerstown, MD 21740
(301)690-0383
Sheehy Mazda Volkswagen of Hagerstown
10310 Auto Place Hagerstown, MD 21740
(301)918-5210
Sheehy Subaru of Hagerstown
10320 Auto Place Hagerstown, MD 21740
(240)806-0251
SMH Auto Sales
6901 Baltimore National Pike, Frederick, MD 21702
(301)644-2886
Younger Toyota
1945 Dual Highway, Hagerstown, MD 21740
(301)733-2300



