Your BDFCU deposits are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 per ownership category.
NCUA insurance is backed by the full faith and credit of the United States government.
If you have multiple accounts under the same ownership at BDFCU, their balances are generally combined for insurance purposes. However, different ownership types—such as individual or joint — may qualify for separate coverage, allowing you to insure more than $250,000.
Watch the video below or contact a Member Service Representative to learn more about your coverage options.


