Vehicle Loans

Vehicle Loans

woman in car showing keyWhen it comes to financing your next vehicle, you won’t find a better deal than at Bulldog. Every BFCU vehicle loan features:

  • New or used* – same low rates
  • 100% financing (MSRP for new, NADA for used)
  • Fixed or variable rates
  • Budget-friendly terms
  • Optional credit and GAP insurance (speak to a loan officer for details)

Have a higher rate loan somewhere else? Bring it to Bulldog and save. Not sure what you want? Get pre-approved! You’ll lock in a great rate and boost your bargaining power. Use the handy loan calculators to play with the numbers and see just how much you can save when you finance your next vehicle at Bulldog.

Apply online for a vehicle loan, stop by any convenient branch, or visit one of our partner dealers.

Need to provide proof of insurance for your new loan? Click here.

*Same rates up to 10 model years and 100,000 miles. Over 10 years, add 2%; over 100,000 miles, add 2% (max. 115,000 miles).

Partner Dealers

Ask for a low-rate Bulldog loan at these participating area dealerships and enjoy on-the-spot financing. Fill out your loan application, get approved right at the dealership, and drive off with your new car faster! Check back often; we’re adding new dealers all the time!

Blaise Alexander Greencastle 650 N. Antrim Way, Greencastle, PA 17225  Phone (717)597-9767
Fast Lane Car Sales 1901 Dual Highway, Hagerstown, MD 21740  Phone (240)513-6272
Fitzgerald Auto Mall 114 Baughmans Lane, Frederick, MD 21702  Phone (301)696-9200
Fitzgerald of Chambersburg 1436 Lincoln Way East, Chambersburg, PA 17201 Phone (717)264-3359
Fitzgerald of Hagerstown 101 South Edgewood Drive, Hagerstown, MD 21740  Phone (301)733-5000
Hagerstown Ford 1714 Massey Blvd., Hagerstown, MD 21740 (301)733-3673
Hagerstown Honda 10307 Auto Place, Hagerstown, MD 21740 (301)739-7283
Hagerstown Kia 10307 Auto Place, Hagerstown, MD 21740 (301)799-8676
Hi Lo Auto Sales 1427 West Patrick Street, Frederick, MD 21702  Phone (301)439-6910
Krietz Auto Sales 400 North East Street, Frederick, MD 21701  Phone (301)694-4642
SMH Auto Sales 6901 Baltimore National Pike, Frederick, MD 21702  Phone (301)644-2886
Younger Nissan of Frederick 7418 Grove Road, Frederick, MD 21704  (301)662-0111
Younger Toyota 1945 Dual Highway, Hagerstown, MD 21740  Phone: (301)733-2300

Mechanical Repair Coverage

Essential, affordable protection against unexpected repair costs

A breakdown can be stressful enough without the added worry of expensive repairs.
Mechanical Repair Coverage (MRC) can help limit the cost of covered repairs – and protect your finances.

The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs. What’s more, it can be used at any authorized repair facility in the U.S. or Canada.

Choose your plan, and choose your deductible. Purchase only what you need and cancel at any time. Coverage begins on day 1 (no waiting period) with no limit on the number of claims and no aggregate claim limit. Plus you get up to a $35 per day rental reimbursement and a $100 sign-and-drive roadside benefit per occurrence. MRC covers all vehicles (except Exotics) 15 years old and newer and under 150,000 odometer miles. Download the brochure (below) for more terms and conditions, or visit any branch to learn more.

Drive with confidence, and protect yourself from unexpected costly repairs. Contact us today to find out what Mechanical Repair Coverage plan is right for you.

Download brochure

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Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except
CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and
administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where
coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer
Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty
Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is
provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at
175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA
Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general
information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure
to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and
exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.</font size>

MRC-3415612.2-0522-0624 CUNA Mutual Group ©2022, All Rights Reserved


Fuel Economy Guide

Each year, the U.S. Department of Energy and the U.S. Environmental Protection Agency publish the Fuel Economy Guide. It features fuel economy, annual fuel cost, and emissions information for new model year cars, SUVs, and light trucks. Download the Fuel Economy Guide or get it by e-mail.