Disclosures/Privacy

smiling womanDisclosures

Membership and Account Agreement (PDF-new window/tab)

Electronic Funds Transfers Agreement and Disclosure (PDF-new window/tab)

Funds Availability (PDF-new window/tab)

Truth-In-Savings (PDF-new window/tab)

Digital Banking Agreement and Disclosure (PDF-new window/tab)

Bill Pay & e-Payment Terms and Conditions (PDF-new window/tab)

e-Statement Disclosure (PDF-new window/tab)

e-Sign (PDF-new window/tab)

Mobile Deposit User Agreement (PDF-new window/tab)

ACH Origination Agreement (PDF-new window/tab)

Home Equity Early Disclosure (PDF-new window/tab)

Benefits Plus® (PDF-new window/tab)

Credit Card Disclosure (PDF-new window/tab)

Fee Schedule (PDF-new window/tab)

Privacy (PDF-new window/tab)

 

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Privacy

 

Bulldog FCU Privacy Policy
FACTS WHAT DOES BULLDOG FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number and account balances
  • account transactions and credit history
  • payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bulldog Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Bulldog Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –

 

Information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes –

 

information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call (301) 797-6318 or go to www.bdfcu.com
What we do
How does Bulldog Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bulldog Federal Credit Union collect my personal information? We collect your personal information, for example, when you

 

  • open an account or use your credit or debit card
  • show your government-issued ID or apply for financing
  • show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

 

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

 

  • Bulldog Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

 

  • Bulldog Federal Credit Union does not share with our non-affiliates so they can market to you
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

 

  • Our joint marketing partners include insurance companies

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