For cash when you need it, choose an Eliteline line of credit. With a maximum $20,000* pre-approved credit limit, Eliteline gives you cash-on-demand convenience as well as a safety net for accidental overdrafts of your checking account. Pay only when you overdraw or borrow against the credit line at a low variable rate. The better your credit score, the lower your rate! You can make monthly payments or pay the balance in full with no prepayment penalties.
If you don’t have Eliteline overdraft protection, we will automatically transfer funds from your share account to cover overdrafts for a nominal fee. You must have an available balance in your share account to cover the transfer.
*Maximum unsecured limit, includes Signature loan balances. Minimum line: $500.