Skip-A-Payment

Debts piling up? Take advantage of this special offer!

Take a break from your loan payment, and we’ll give you a break on the processing fee for a limited time! This is a great way to stretch your budget and pocket some extra cash.

Pick the month you want to skip through January 2026, and we’ll waive the $20 processing fee for up to 3 loans!

Your loan must be current with the most recent 4 monthly payments made on time. Download the authorization form now and mail it, drop it off at any convenient branch, or fax it to (240)420-2007 before the end of the month you want to skip. Never send sensitive information via unsecure email. To request an authorization form via secure email, contact us at Loandept@bdfcu.com or call (301)797-6318 option 5.

We’ll review your account, and if your request is approved, you can skip that monthly payment…and skip the $20 processing fee! Hurry, this offer ends 1/31/26.

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Skip-a-payment is available only on loans in good standing and is subject to approval. Interest will continue to accrue at the existing annual percentage rate, and regularly scheduled payments will resume the following month. The number of payments will not increase, but the maturity of the loan will be extended one month for each skipped month. Total interest charges will be greater than as stated when the loan was granted. Approval will not generally be granted more than once in any 12-month period and requires signatures of all borrowers, co-borrowers, co-signers, and owners of collateral. Offer does not apply to credit cards or to loans secured by real estate.