Join the Anniversary Celebration!

BFCU 50th Anniversary 1968-2018

It’s an event that’s been five decades in the making, and nobody wants to see it end. So we’re extending these special offers through the end of the year.

  • Get 50 basis points (or ½%) off the already low APR of a new variable rate Signature or Eliteline line-of-credit loan (min. $5000)
  • Get $50 off a HELOC application fee

It’s our way of saying ‘thank you’ because after all, we wouldn’t be here without you! Here’s to 50 more years of helping you achieve your financial goals and dreams!

Promotion Terms and Conditions

Signature and Eliteline Loan promotions:

Existing BFCU loans are not eligible for these offers. 50 basis points is equivalent to ½ of 1 percent off the annual percentage rate. Minimum loan required to qualify for promotional APR is $5000. All loans subject to regular credit underwriting procedures. Not all members will qualify. Maximum unsecured debt allowed under one member number is $20,000 (includes Signature and Eliteline loans). Rate reduction based on current rate at time of application.

HELOC promotion:

Promotional application fee is $175 for consumer HELOCs and covers all closing costs including: appraisal fee, document prep, recording fee, document stamps, title search, flood certificate, title insurance, and attorney’s fees. For investment property HELOCs, $50 will be applied toward closing costs. All loans are subject to regular credit underwriting procedures. Not all members will qualify. Property used as collateral must be located in these counties: Washington/Frederick, MD; Franklin/Fulton, PA; Berkeley/Jefferson, WV. Property insurance required.

Vehicle Loan promotion:

Offer applies to new fixed or variable rate loans obtained directly through our network of dealer-lenders, not to loans obtained by the member online at or in a BFCU branch. See website for list of participating dealers. Does not apply to existing loans. Minimum loan to qualify for promotion is $7500. We will deposit $50 into your BFCU share/savings account at the time the loan is booked. Available only to members who qualify with approved credit.