Join the Anniversary Celebration!

BFCU 50th Anniversary 1968-2018It’s our anniversary, but it’s your golden opportunity to save with these special offers through September 30. We’ll wrap up the festivities in late September with more ways for you to cash in on Bulldog’s Golden Gala. Stay tuned for the details.

  • Get 50 basis points (or ½%) off the already low APR of a new variable rate Signature Loan (min. loan $5000)
  • Get 50 basis points (or ½%) off the already low APR of a new Eliteline line-of-credit loan (min. loan $5000)
  • Get $50 off a HELOC application fee
  • Get $50 when you get an indirect vehicle loan through a participating auto dealer (min. loan $7500; click for list of participating dealers)
  • Use your Bulldog Debit MasterCard at least 25 times in one month to be eligible to win one of five (5) $50 Visa Gift Cards given away each month (July/August/September).

It’s our way of saying ‘thank you’ because after all, we wouldn’t be here without you! Here’s to 50 more years of helping you achieve your financial goals and dreams!

Promotion Terms and Conditions

Signature and Eliteline Loan promotions:

Existing BFCU loans are not eligible for these offers. 50 basis points is equivalent to ½ of 1 percent off the annual percentage rate. Minimum loan required to qualify for promotional APR is $5000. All loans subject to regular credit underwriting procedures. Not all members will qualify. Maximum unsecured debt allowed under one member number is $20,000 (includes Signature and Eliteline loans). Rate reduction based on current rate at time of application.

HELOC promotion:

Promotional application fee is $175 for consumer HELOCs and covers all closing costs including: appraisal fee, document prep, recording fee, document stamps, title search, flood certificate, title insurance, and attorney’s fees. For investment property HELOCs, $50 will be applied toward closing costs. All loans are subject to regular credit underwriting procedures. Not all members will qualify. Property used as collateral must be located in these counties: Washington/Frederick, MD; Franklin/Fulton, PA; Berkeley/Jefferson, WV. Property insurance required.

Vehicle Loan promotion:

Offer applies to new fixed or variable rate loans obtained directly through our network of dealer-lenders, not to loans obtained by the member online at or in a BFCU branch. See website for list of participating dealers. Does not apply to existing loans. Minimum loan to qualify for promotion is $7500. We will deposit $50 into your BFCU share/savings account at the time the loan is booked. Available only to members who qualify with approved credit.

Debit Mastercard promotion:

You must use your Bulldog Debit Mastercard at least 25 times in a calendar month to be eligible to win. Signature (credit) and PIN (debit) transactions qualify. Qualifying purchases will be determined by the credit union. All cardholders may participate; however, purchases from the same account but different cards cannot be combined. Five (5) qualifying cardholders will be chosen at random each month by the credit union, and winners will be notified by the 15th of the month following qualification. Accounts must be in good standing at the time prize is awarded.