Contact Us
Hours & Important Numbers
Bulldog Federal Credit Union
580 Northern Avenue
Hagerstown, MD 21742
Phone: (301) 797-6318
Fax: (240)420-2000 all branches
e-mail: info@bdfcu.com (For your protection, please refrain from sharing confidential or personal information by email, as this method is not fully secure.)
CO-OP surcharge-free ATM network: Find an ATM online, text a ZIP code to 91989, or call 1-888-748-3266.
Hours (all branches):
Lobby: M-F 9-5
Drive-up: M-F 9-6; Sat 9-2
Call Center: M-F 9-6; Sat 9-2; Select holidays 9-12 (MLK Day, Presidents’ Day, Juneteenth, Columbus Day, Veterans’ Day)
Debit Mastercard®:
Lost/Stolen 1-866-559-4805 after hours
Activation/PIN 1-866-985-2273
Routing Number: 2550-7751-6
Locations
CO-OP surcharge-free ATM network: Find an ATM online, text a ZIP code to 91989, or call 1-888-748-3266.

Main Office
Halfway Branch
Dual Highway Branch
The Centre at Hagerstown Branch
Sharpsburg Pike Branch
Smithsburg Branch
Homewood at Williamsport
Holiday Schedule
Bulldog Federal Credit Union will be closed on these holidays:
New Year’s Day (January 1)
MLK, Jr.’s Birthday (January 19)
Presidents’ Day (February 16)
Memorial Day (May 25)
Juneteenth National Independence Day (June 19)
Independence Day (July 4)
Labor Day (September 7)
Columbus Day (October 12)
Veterans Day (November 11)
Thanksgiving Day (November 26)
Christmas Eve closing at 12:30 (Dec. 24, 2026)
Christmas Day (December 25)
New Year’s Eve closing at 3:00 (Dec. 31, 2026)


