With a minimum initial deposit of $5.00, our youngest eligible members (birth through age 4) can join the "Kids ‘R Members Too" Club. They’ll get a free Bulldog Baby Bucks piggy bank, and BFCU will contribute $5.00 to each new club account. We must have the child’s Social Security Number to open the account.
Eligible kids age 4-12 can join the "Junior Connection" Club with a minimum initial deposit of $10.00. "Junior Connection" encourages kids to save by offering them a quarterly incentive gift with a minimum deposit of $15 into their Club account. They’ll also receive free gifts on their birthday and each January, no deposit required. Plus there are contests and other special events designed to encourage saving. Kids' accounts earn dividends at the Regular Share Savings Account rate.

Perfect for budding junior investors as well as parents and grandparents, BFCU's Youth Savers Certificate blends flexibility with superior earnings. Available for members from birth through age 18, this certificate requires a minimum initial deposit of just $300. The term is 24 months. You can make deposits of $50 or more to this certificate at any time. And you're afforded one penalty-free withdrawal during the term of the certificate. Dividends accrue daily and are posted quarterly.

High school seniors who have been accepted to an accredited college or technical school can apply for a $500 Educational Scholarship. Each year BFCU awards two scholarships, one to a male and one to a female, so that they may continue their education.
Applicants are ranked by grades, need, school activities, and community involvement. Applications are accepted January through May and are available at any BFCU branch and at most area high school guidance offices. Winners are announced in mid-May. Download the application materials now.
Junior Connection "Big Gift" for 2009
LIGHTS-N-SOUNDS DELUXE YO-YO

Bulldog Federal Credit Union
580 Northern Ave.    Hagerstown, MD 21742
Phone: 301.797.6318 Fax: 240.420.2000
Email: webpage@bdfcu.com
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