Safeguard your money and your identity with direct deposit and enjoy the safety, convenience, and control that comes with having your payroll check or government benefits check electronically deposited directly into your BFCU account.

Sign up for direct depost of your federal benefitsDirect deposit is free. And it’s easy to set up through your employer’s payroll department (if your employer offers this service) or through the federal government for your Social Security or SSI benefits. To sign up for direct deposit of your federal benefits, click the Go Direct button or call the toll-free help line at (800)333-1795.
To arrange direct deposit through your employer, your payroll department needs our routing and transit number, 255077516, and your Share or Share Draft account number, depending on which account you want your funds deposited to. Your Share account number is your member number. Your Share Draft account number appears at the bottom of your checks between the routing number and the check number. If you do not have BFCU checks, please call the Credit Union for your Share Draft number.

If your payroll department will allow it, you may have your direct deposit split between your Share and Share Draft accounts. Also, you may have both payroll deduction and direct deposit at the discretion of your employer.

Payroll Deduction

Like direct deposit, payroll deduction allows you to have your funds electronically deposited into your Credit Union accounts. And like direct deposit, this service must be supported by your employer’s payroll department. However, payroll deduction allows you to electronically transfer less than your whole net pay, and it allows you to break your deposit down into more accounts than just your Share or Share Draft account, such as into your vacation or Christmas club, or a child’s account. It’s easy to establish payroll deduction if your employer supports this service. Simply come into any Credit Union office and complete a short form. It’s that easy!

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Bulldog Federal Credit Union
580 Northern Ave.    Hagerstown, MD 21742
Phone: 301.797.6318 Fax: 240.420.2000
Email: webpage@bdfcu.com
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