For our members who are also small business owners, we offer three types of small business loans. The maximum of aggregate for commercial loans is $750,000 to any borrower.
Real estate loans
    • 80% loan to value
    • adjustable rate fixed 1-, 3-, or 5-year term
Home equity investment line of credit
    • 70% loan to value
    • based on New York Prime Rate
    • available for 1st and 2nd lien
    • maximum of $250,000
    • one investment home equity line of credit per member
    • available for properties in Washington and Frederick County, Maryland, Franklin County, Pennsylvania, and Berkeley and Jefferson County, West Virginia
Secured loans (secured by something other than real estate)
    • 75% of retail value
    • 50 basis points above non-business loan type for like collateral and terms


Bulldog Federal Credit Union
580 Northern Ave.    Hagerstown, MD 21742
Phone: 301.797.6318 Fax: 240.420.2000
Email: webpage@bdfcu.com
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