Think BFCU when it’s time to finance your next new or used vehicle and get:

• the same low rate for new or used (any model year)
• up to 100% financing*
• variable or fixed rates**
• terms up to 84 months (or longer depending on the amount financed)
• optional automatic payment transfer from another BFCU account
  

Your rate is based on your credit history. The better your credit, the better your rate. Even if you have less than perfect credit, we can often find a way to put you behind the wheel...for much less than other lenders.

Unlike other lenders, our low-rate vehicle loans are not just for cars, trucks, and SUVs. We finance new and used motorcycles and ATVs, boats and personal water craft, recreational vehicles, and various types of equipment...all with the same low rates!

Don't take their bait. Take our rate!

Buyer beware. Sometimes the lowest rate is not the best deal. If you have a choice between a low rate or a manufacturer's rebate, take the rebate. Why? Because the amount you finance has a greater impact on your monthly payment than the interest rate does. Plus, teaser rates are often only available with very short terms that leave you with astronomical monthly payments. See for yourself. Use our loan calculator to plug in your own figures. And if you have the choice, take the rebate and use it as a down payment on your BFCU loan.

You trust BFCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

• MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
• Convenient e-service, pay your bill or make changes to your policy, even report a claim.
• Receive fast, easy access to claims service 24-hours a day.
• Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Avoid Getting "Upside Down" on Your Vehicle Loan With GAP

Most vehicles depreciate as soon as you drive them off the lot. You may have an outstanding loan balance that exceeds the vehicle's book value. If your car is stolen or totaled in an accident, the insurance settlement may not cover the full amount outstanding on your loan. As the name implies, GAP (Guaranteed Asset Protection) insurance covers the gap between your insurance settlement and your outstanding loan balance. Learn more about this affordable coverage.

1. Contact the loan department at any BFCU office during regular business hours.
2. Apply online.
3. Call ClockWISE Credit, our 24-hour toll-free loan line for 15-minute approval.